Escape the Illusion of Freedom
See the True Cost of Borrowing

Step into the cage before it closes. Our loan calculator reveals the hidden chains of interest, monthly traps, and long-term commitments. Know exactly what you're signing up for — before the lock clicks shut.

Free to use
No sign up required
Instant calculations
All loan types
Export Amortization table Excel

Loan Calculator

Calculate your loan payments and see a detailed breakdown of your repayment schedule.

Estimate Your Loan Payments

Enter your loan details to get an accurate calculation of your payments.

$1,000.00$1,000,000.00
0.1%30%
1 year40 years

Why Use Our Loan Calculator

Our calculator is designed to help you make informed financial decisions with confidence. Here's what sets us apart.

Accurate Calculations

Our calculator uses proven financial formulas to give you precise payment estimates.

Multiple Loan Types

Calculate payments for mortgages, auto loans, personal loans, and business loans.

Instant Results

Get your calculations immediately without waiting or refreshing the page.

Private & Secure

Your data never leaves your browser. We don't store or share your information.

Visual Insights

Visualize your loan with interactive charts to better understand your payments.

No Sign-up Required

Free to use without creating an account or sharing personal details.

How It Works

Using our loan calculator is simple and straightforward. Follow these steps to get a clear picture of your loan payments.

01

Enter Loan Details

Input your loan amount, interest rate, term, and payment frequency.

02

Calculate Results

Click the calculate button to get your payment amount and total costs.

03

Review Payment Breakdown

See a detailed amortization schedule showing principal and interest for each payment.

04

Compare Scenarios

Adjust your inputs to compare different loan options and find the best terms for your budget.

What Users Say

Don't just take our word for it. Here's what people are saying about our loan calculator.

"This loan calculator helped me understand my mortgage options much better than my bank's website. The amortization table is incredibly helpful."

SJ

Sarah Johnson

First-time Homebuyer

"I needed to compare different car loan options quickly. This calculator saved me thousands by showing me how much I could save with a shorter term loan."

MC

Michael Chen

Auto Loan Applicant

"As a financial advisor, I recommend this calculator to all my clients. It's simple enough for anyone to use but provides detailed information professionals need."

RW

Rachel Williams

Financial Advisor

Frequently Asked Questions

Have questions about using our loan calculator? Find answers to common questions below.

Ready to Make Informed Financial Decisions?

Our loan calculator is free to use and can help you plan your financial future with confidence. Start calculating your loan payments today.